Michigan Republicans introduce legislation to scrap no-fault auto insurance

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LANSING (WJRT) (2/8/2018) - Some Republican state lawmakers are looking to scrap Michigan's no-fault auto insurance.

Under a package of bills introduced this week, Michigan would become a full tort or at-fault system.

Full tort covers crash damage with a deductible and allows anyone injured in a crash to sue for pain and suffering.

An at-fault system requires police to assign a percentage of fault to all drivers involved in a crash. Liability for damage and injuries is assigned to each driver's insurance proportional to their degree of fault.

An auto law attorney says a change in Michigan's law would drop auto insurance rates, which are among the highest in the country. However, medical coverage would change in the event of a catastrophic accident.

No-fault currently pays for life for all necessary medical care.